How Austin Homeowners Can Sell With Little or No Equity

Stuck With Little or No Equity? How Austin Homeowners Can Sell Without the Stress

If you bought your Austin-area home in the last five years and now need to sell, you may be discovering a painful truth: there’s not enough equity to cover commissions and closing costs—maybe you’re even upside down. You’re not alone. I talk to homeowners every week who want to move on, but traditional selling just doesn’t pencil out.

That’s why we created our Equity Protection Program. We’re a local group of private real estate investors buying rental properties. Our focus is simple: give homeowners a clean, predictable path to sell—even when equity is tight—so you can pocket money and move to your next chapter without the usual drama.

Who this helps

• Bought 2020–2025 and haven’t built enough equity
• Little to no equity or upside down on the mortgage
• Can’t cover agent commissions and standard closing costs
• Need certainty and speed due to life changes (job move, family, divorce)
• House needs work or you just don’t want to deal with showings and repairs

What our Equity Protection Program offers

• Many times we can meet your asking price (case-by-case)
• We often cover standard seller closing costs
• No repairs, no showings, no open houses
• Close on your timeline—often 7–21 days
• Professional, discreet process handled by a licensed title company
• Clear terms in writing so you always know what happens next

How it works

1. Quick consult: BOOK ONLINE or call or text me at (512) 943-2813 for a 10-minute conversation about your goals and timeline.
2. Property review: Share your address and a few details; we’ll look at the numbers and rental potential.
3. Written offer: If it’s a fit, you’ll receive a straightforward, written offer—often the same day.
4. Close and move: Choose a closing date that works for you; we handle the paperwork and you move forward.

Why this can beat listing with an agent right now

• Certainty over price and timing instead of hoping for the right buyer
• Keep cash in your pocket by avoiding repairs and frequent concessions
• Avoid double moves or double payments if your next step is time-sensitive
• Local, relationship-driven team that specializes in tricky equity situations

Common questions

• Will you really pay my asking price? Many times, yes—when the numbers support it for a long-term rental. If not, we’ll explain other options that still meet your goals.
• Do I have to fix anything? No. We purchase as-is.
• Are you agents? No. We’re private buyers. You won’t pay agent commissions to us.
• Is this only for Austin proper? We also buy in Round Rock, Pflugerville, Cedar Park, Leander, Buda, Kyle, and nearby.

Life changes fast. If your home no longer fits your life—or your budget—you shouldn’t be trapped by low equity. Our program exists to give you flexibility, speed, and clarity, without surprises. Even if we’re not the right fit, I’ll happily point you to the best path forward.

Next steps

• Schedule a Free Consultation to see if you qualify
• Service areas: Austin and surrounding communities

*Important notes: Every property is unique; offers are situation-dependent. We comply with all fair housing laws. All closings are completed with a licensed title company for your protection.

Article written by Amber Clary, Founding Principal at Buyers Group of Austin and ClearPath Homebuyers